Course curriculum

  • 1

    Introduction to Credit Analysis

    • Introduction to Credit Analysis

    • Primary Role and Crucial Role

    • Stages of Credit Cycle
  • 2

    Business Evaluation

    • Business Model Evaluation

    • Alignment With Strategy

    • Competitive Edge

    • Long Term Sustainability and Assessing Business Model

    • Management Quality Assessment

    • Governance Assessment

    • Tools Used in Practice
  • 3

    Financial Statement Analysis

    • Analyzing Income Statement

    • Analyzing CashFlow
  • 4

    Credit Risk Assessment

    • Non-Financial Factors

    • Short Term and Long-Term Borrowing

    • Optimal Utilization of Borrowing

    • Applied Credit Risk Assessment

    • Cash Flow and Debt Service and Forecasting Techniques

    • Scenario

    • Risk Analysis
  • 5

    Red Flags in Financial Statements

    • Accounting Policies and Window Dressing

    • Revenue Recognition

    • Ratio Analysis and Working Capital Management

    • Sector Specific Ratios